✓ Verified — May 2026 statutory framing · As of 11 May 2026(build). Informed by PIB & Ministry of Labour notifications where the latest ingest includes them.Verified for 2026 by SaaS Compliance Research Team

Last verified for May 2026

Viewed onMay 10, 2026Updated on Data refresh10 May 2026

May 2026 statutory rules — comparison matrix

Editorial audit flags for this hub (not legal advice). Hover a cell for the audit note when present. Regenerate content to refresh rows after schema updates.

Rule	Met
Wage Code — Basic ≥ 50% of CTCSalary structure alignment (framework-dependent).	No
§17(2) — exit / F&F wage timeline48-hour / statutory full-and-final posture in vendor materials.	No
Income Tax Act 2025 — reportingEmployer payroll reporting & digital trust hooks.	No

50% Wage Rule Compliance Checker

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Enter annual figures only (₹ per year). Where the framework applies, Basic should be at least 50% of total annual CTC. Illustrative—not payroll or legal advice.

Total CTC (annual ₹)

Basic pay (annual ₹)

Compliant

Basic meets or exceeds 50% of annual CTC on these numbers.

Live comparison matrix

Six products side-by-side — GST e-invoicing, state PT, ESI/PF, and pricing signals for Assam.

Feature comparison for 6 payroll tools in Assam: GST e-invoicing, state PT, ESI and PF, and pricing clarity
Product	GST e-invoicing	PT automation (state-specific)	ESI / PF filing	Pricing
Zoho	Yes	No or verify with vendor	No or verify with vendor	No or verify with vendor
Keka	Yes	Yes	Yes	Yes
greytHR	Yes	Yes	Yes	Yes
RazorpayX Payroll	Yes	Yes	Yes	Yes
Darwinbox	Yes	Yes	Yes	Yes
Akrivia HCM	Yes	Yes	Yes	Yes

Shorthand for Assambuyers — confirm features and pricing on each vendor’s official site and in trial.

Assam · BFSI

Best BFSI Software in Assam

355 words · keyword: Best BFSI Software in Assam

Expert verdict

BFSI firms in Assam must prioritize HR and payroll software that demonstrably supports the 50% Basic salary mandate and the Section 17(2) 48-hour full-and-final settlement expectation. Robust automation for ESI, PF, and PT, alongside Income Tax Act 2025 reporting capabilities, is essential for mitigating risk and ensuring compliance.

Product deep-dive

Side-by-side view for buyers. Logos are placeholders; links may include sponsored tracking. Route purchases via your security and finance review.

Official logo

Zoho

Localization 4/10

Zoho's broad suite offers potential for integrated HR and payroll, but specific research on its adherence to Assam's 50% Basic wage rule and Section 17(2) 48-hour F&F settlement is not evident. Its capabilities for advanced statutory reporting under the Income Tax Act 2025 require further validation.

Key tech: Offers a comprehensive suite of business applications that can integrate with payroll.

Special note for Assam

State PT: verify slabs for your entity in Assam.

Pros

Offers a comprehensive suite of business applications that can integrate with payroll.
Potential for broad automation across various business functions.
Known for its user-friendly interface in other product lines.

Cons

Specific details on its compliance with Assam's 50% Basic wage rule and Section 17(2) 48-hour F&F settlement are not readily available in the provided excerpt.
Limited explicit mention of advanced Indian payroll compliance features for BFSI in the excerpt.

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Official logo

Keka

Localization 6/10

Keka positions itself strongly on payroll compliance across all states, suggesting a framework for statutory adherence. However, explicit confirmation of its configuration for Assam's 50% Basic wage rule and the 48-hour F&F settlement mandate is absent, necessitating direct vendor inquiry.

Key tech: Claims to handle rules across all 50 states, indicating a broad compliance approach.

Special note for Assam

Map PT registration + challan calendar for Assam.

Pros

Claims to handle rules across all 50 states, indicating a broad compliance approach.
Highlights 'perfect payroll, solid compliance' as a core offering.
Offers features for employee onboarding and document management, which can support compliance.

Cons

Research does not explicitly confirm its ability to configure the 50% Basic wage structure for Assam or guarantee Section 17(2) 48-hour F&F settlement.
No specific mention of Income Tax Act 2025 reporting capabilities for deductions and proof of investment.

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Official logo

greytHR

Localization 7/10

greytHR explicitly addresses payroll compliance and offers '150+ basic and advanced admin reports covering...State-level Policies,' suggesting a strong compliance focus. However, direct confirmation of its configuration for Assam's 50% Basic wage rule and the 48-hour F&F settlement timeline is not provided.

Key tech: Explicitly mentions 'No compliance nightmares!' and 'Payroll Compliance' as key features.

Special note for Assam

Confirm ESI/PF edge cases and PT with vendor + CA for Assam.

Pros

Explicitly mentions 'No compliance nightmares!' and 'Payroll Compliance' as key features.
Offers a wide range of reports, including those for state-level policies.
Highlights automation of payroll processes to remove manual errors.

Cons

The provided research does not confirm its specific configuration for Assam's 50% Basic wage rule or its capability to guarantee Section 17(2) 48-hour F&F settlement.
No explicit mention of Income Tax Act 2025 reporting capabilities for deductions and proof of investment.

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Official logo

RazorpayX Payroll

Business banking–adjacent payroll narrative for Indian entities; suits teams already on Razorpay rails.

Key tech: Strong when finance already standardises on Razorpay

Special note for Assam

Map PT + labour filings for Assam against RazorpayX payroll scope on vendor docs.

Pros

Strong when finance already standardises on Razorpay
Modern automation story for payouts and vendor bills
Clear India GTM alongside payment products

Cons

Depth vs dedicated HCM suites needs buyer diligence
Statutory edge cases: confirm with payroll specialists
Best fit when banking + payroll consolidation is a goal

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Official logo

Darwinbox

Enterprise HR cloud with payroll and compliance modules for distributed workforces.

Key tech: Scales to complex org design and policies

Special note for Assam

Validate PT, LWF, and state rules for Assam in your Darwinbox contract scope.

Pros

Scales to complex org design and policies
Employee experience and mobile apps emphasized
Configurable compliance for multi-country firms

Cons

Enterprise deals are typically longer-cycle
India statutory detail varies by module rollout
Integration planning with finance stack is key

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Official logo

Akrivia HCM

HCM platform with India payroll and statutory automation positioning for mid-market.

Key tech: India-centric compliance messaging

Special note for Assam

Confirm slab updates and filing calendars for Assam on Akrivia's roadmap.

Pros

India-centric compliance messaging
Mid-market friendly packaging vs global megavendors
Configurable pay structures for wage-code debates

Cons

Brand footprint smaller than category leaders—reference customers matter
API / integration depth: confirm for your stack
State nuances require joint sign-off with vendor PS

Pricing signal: Indicative per-employee or module pricing — confirm on the official site.

Visit site

Ops compliance checklist

For Assam · BFSI (general guidance, not a substitute for professional sign-off).

Map Professional Tax, TDS, and PF/ESI touchpoints to your payroll run calendar in Assam.
For Assam BFSI: branch roll-ups, variable pay vs fixed, and audit-grade statutory logs for regulators and internal risk.
Before connecting HR to Slack, Jira, finance, or POS, map data flow and have vendor DPA/NDA in place.
Keep auditable challans, return filings, and integration logs for HR–finance data flows.
Clarify SEZ, STPI, or other location-based positions with a qualified tax advisor (context: Assam).

In-depth analysis

Scroll with the table of contents. Insights reference typical Assam payroll patterns—treat as prompts for validation, not legal fact.

Jump to

Navigating Statutory Compliance for BFSI in Assam: A Software Audit (April 2026)

For BFSI entities operating in Assam, robust statutory compliance is not merely a regulatory requirement but a foundational pillar of operational integrity and risk mitigation. The evolving landscape of Indian labour laws, particularly concerning payroll and HR functions, necessitates software solutions that offer demonstrable adherence to critical mandates. Failure to align can lead to significant financial penalties, reputational damage, and operational disruptions.

Automation versus Manual Risk: The transition from manual payroll processing to integrated HR and payroll software is critical for BFSI. Manual systems are inherently prone to errors in calculating ESI and PF contributions, managing Professional Tax (PT) obligations, and processing contractor payments. Furthermore, the Section 17(2) mandate for timely settlement of full-and-final (F&F) dues upon employee exit presents a significant risk if not automated. Expedited, accurate settlement within the stipulated timelines is paramount to avoid legal challenges.

Assam Specifics and Wage Structure: A key statutory consideration for April 2026 is the 50% Basic salary component of CTC. Software solutions must be capable of configuring CTC splits to ensure the basic wage component meets this floor, as mandated by the Wage Code framework. While specific amendments for Assam are not detailed in the provided research, vendors must demonstrate flexibility in configuring wage structures to comply with such jurisdictional requirements. For example, if Assam were to align with Maharashtra's 50% wage impact considerations, the software's ability to manage this specific configuration would be crucial. Similarly, any Karnataka PT (Amendment) Act 2026 equivalent for Assam would require specific handling.

Digital Trust and Income Tax Act 2025: The Income Tax Act 2025 places increased emphasis on employer reporting, accurate deductions, and the provision of proof of investment. HR and payroll software must support these requirements by facilitating the generation of necessary reports and maintaining auditable records for payroll data. This digital trust is vital for BFSI, where financial transparency and regulatory scrutiny are high.

Category Technical Maturity: 7/10. While core payroll and HR functions are generally well-addressed, demonstrating nuanced compliance with emerging state-specific wage structures and expedited F&F settlement timelines requires deeper product validation.

How we compared these tools

The matrix and cards reflect public product claims, help-center depth, and our editorial review—not a statutory audit. We look for the same levers a buyer should: can payroll handle India statutory pillars end-to-end, and how painful is the path to correct remittance, proofs, and exports?

Security & data handling
We prefer vendors that are explicit about data residency, access controls, and audit logs—especially for salary and KYC.
Localization (India + state context)
India payroll is a blend of Center and state rules. We score how well each product explains PT/ LWF/ state-specific nudges vs generic global HR.
Ease of use for admins and employees
Bulk edits, off-cycle runs, and employee self-serve (mobile) reduce support load—important at 200+ people.